Life insurance for the self-employed.
No HR department, no group plan. If you work for yourself, your family’s safety net is up to you, and we make it easy.
Build your own safety net.
Contractors, realtors, stylists, drivers, consultants and small-business owners usually don’t get life insurance through work. That makes a personal policy essential.
Carriers verify self-employed income differently, often with tax returns. We know which carriers are friendliest to your situation.
What we plan for
- Replacing income with no group coverage
- Covering business debts you personally guaranteed
- Living benefits in case serious illness stops your income
- Coverage that adjusts as your income grows
Self-Employed FAQ.
How do carriers verify self-employed income?
Usually with recent tax returns, and sometimes profit-and-loss statements, depending on the coverage amount.
My income varies a lot. How much coverage should I get?
We often look at a multi-year average and your family’s fixed costs to find a sensible number.
Is life insurance a business expense?
Personal life insurance premiums generally aren’t deductible. Ask your CPA about your situation.
Let’s build something that outlasts us.
Protect your family or start your career. Either way, it begins with one conversation.
470 · 777 · 7460