How much life insurance do I need?
A quick estimate using the DIME method: Debt, Income, Mortgage and Education, minus what you already have.
This calculator provides a general estimate for educational purposes only. It is not a recommendation. Your actual needs depend on your full financial situation; a licensed agent can help you review it.
Turn the number into a plan.
Term Life Insurance
The most coverage for the lowest cost, for the years your family depends on your income.
Learn more →Lifetime CoverageWhole Life Insurance
Permanent coverage with level premiums and guaranteed cash value.
Learn more →Growth PotentialIndexed Universal Life (IUL)
Permanent protection with cash value linked to a market index and a 0% floor.
Learn more →Peace of MindFinal Expense Insurance
Smaller whole life policies that cover funeral costs and final bills.
Learn more →Protect the HomeMortgage Protection
Coverage designed to pay off your home if something happens to you.
Learn more →Use It While LivingLiving Benefits
Policies that can pay out early for a qualifying critical, chronic or terminal illness.
Learn more →For OwnersBusiness Owner Insurance
Key person coverage, buy-sell funding and protection for what you’ve built.
Learn more →Not Sure?How Much Do I Need?
Estimate your coverage in 60 seconds with our free calculator.
Try the calculator →Let’s build something that outlasts us.
Protect your family or start your career. Either way, it begins with one conversation.
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