Life insurance for business owners.
Protect your family, your partners and the company you built, from an agent who has owned and run businesses himself.
Built by an owner, for owners.
Tai Nguyen has owned restaurants, nail salons and a marketing company. He knows what happens to a business, and a family, when a key person is suddenly gone. That’s why business owners often need more than one type of coverage.
We help owners in Alpharetta, Roswell, Johns Creek and across North Atlanta protect both the household and the business. Legal agreements should be drafted by your attorney; we fund them with the right policy.
How it works
- Key person insurance: the business owns a policy on an essential person and receives the benefit to cover lost revenue, recruiting and debts
- Buy-sell funding: life insurance gives surviving partners the cash to buy out a deceased owner’s share at a fair price
- Loan protection: coverage that pays off SBA or bank loans you personally guaranteed
- Personal coverage: income replacement for your family when there’s no group plan
- Executive benefits: permanent coverage as a retention tool for top people
Is this right for you?
Partnerships
Two or more owners who need a funded buy-sell agreement.
Owner-operators
Where the business depends on you showing up.
Owners with debt
Personally guaranteed loans, leases or lines of credit.
Business Owner Insurance FAQ.
Serving Alpharetta and North Atlanta from 126 N Main St, Suite B200.
Who owns a key person policy?
Usually the business owns the policy, pays the premium and is the beneficiary. Tax treatment depends on structure; ask your CPA.
How much key person coverage does a business need?
Common approaches look at lost profits, the cost to recruit and train a replacement, and outstanding debts. We’ll walk through it with you.
Term or permanent for a buy-sell?
Term is often used for cost efficiency; permanent can make sense for long-term partners. It depends on your timeline and exit plans.
Do you work with sole proprietors?
Yes. Most of our business clients are small, owner-operated companies with no group life insurance.
Other ways to protect your family.
Term Life Insurance
The most coverage for the lowest cost, for the years your family depends on your income.
Learn more →Lifetime CoverageWhole Life Insurance
Permanent coverage with level premiums and guaranteed cash value.
Learn more →Growth PotentialIndexed Universal Life (IUL)
Permanent protection with cash value linked to a market index and a 0% floor.
Learn more →Peace of MindFinal Expense Insurance
Smaller whole life policies that cover funeral costs and final bills.
Learn more →Protect the HomeMortgage Protection
Coverage designed to pay off your home if something happens to you.
Learn more →Use It While LivingLiving Benefits
Policies that can pay out early for a qualifying critical, chronic or terminal illness.
Learn more →Let’s build something that outlasts us.
Protect your family or start your career. Either way, it begins with one conversation.
470 · 777 · 7460