Mortgage protection for North Atlanta homeowners.
Life insurance sized and timed to your mortgage, so your family can stay in the home no matter what.
Keep the house in the family.
Mortgage protection is usually a term life policy matched to your loan balance and payoff timeline. Unlike lender-sold mortgage insurance (PMI), which protects the bank, this coverage pays your family directly, and they decide how to use it.
Many mortgage protection policies also include living benefits, which may pay out if you suffer a qualifying critical, chronic or terminal illness, plus return-of-premium options on some plans.
How it works
- Coverage amount matched to your mortgage balance
- Term length matched to your remaining loan years
- Benefit paid to your family, not the lender
- Optional living benefits and disability riders on some policies
- Often available with simplified underwriting
Is this right for you?
New homebuyers
Just closed on a home in Alpharetta, Cumming or Johns Creek.
Single-income households
Where one paycheck carries the mortgage.
Refinancers
A new loan is a good time to match new coverage.
Mortgage Protection FAQ.
Serving Alpharetta and North Atlanta from 126 N Main St, Suite B200.
Is mortgage protection the same as PMI?
No. PMI protects your lender if you stop paying. Mortgage protection is life insurance that pays your family if you die (and sometimes if you become seriously ill).
Why did I get so much mail about mortgage protection?
Your mortgage is public record, so many companies send offers after closing. Those letters are not from your lender. We’ll compare offers honestly.
Is regular term life better than a mortgage protection policy?
Often they’re similar. A level term policy that matches your loan can work as mortgage protection. We compare both.
What if I pay off the house early?
The policy stays in force for its term, so your family still receives the full benefit to use however they choose.
Other ways to protect your family.
Term Life Insurance
The most coverage for the lowest cost, for the years your family depends on your income.
Learn more →Lifetime CoverageWhole Life Insurance
Permanent coverage with level premiums and guaranteed cash value.
Learn more →Growth PotentialIndexed Universal Life (IUL)
Permanent protection with cash value linked to a market index and a 0% floor.
Learn more →Peace of MindFinal Expense Insurance
Smaller whole life policies that cover funeral costs and final bills.
Learn more →Use It While LivingLiving Benefits
Policies that can pay out early for a qualifying critical, chronic or terminal illness.
Learn more →For OwnersBusiness Owner Insurance
Key person coverage, buy-sell funding and protection for what you’ve built.
Learn more →Let’s build something that outlasts us.
Protect your family or start your career. Either way, it begins with one conversation.
470 · 777 · 7460